100% Mortgages are back!

May 31, 2023

Track Record Mortgage for First Time Buyers…

For too long, deposits have held back renters from becoming homeowners. With house prices and the cost of living rising, how can people be expected to pay their rent, keep up with bills and save 5 figure sums for deposits?

Key eligibility criteria

·Each applicant must be a First Time Buyer ·Each applicant must be aged 21 or over ·The same people who are renting now (and have been for the last 12 months) must be the same people on the mortgage ·Must have proof of having paid rent for at least 12 months’ in a row, within the last 18 months ·Must also have 12 months experience paying all household bills within the last 18 months ·Each applicant will have no missed payments on debts / credit commitments in the last 6 months ·The monthly mortgage payment must be equal to or lower than the average of the last 6 months rental cost ·The deposit must be less than 5% ·Maximum loan size £600,000 Not available on New Build flats ….Chat to us!

Posted in Mortgages

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Latest reviews

Fuse Financial has a reputation for exceedingly high professionalism and client care. The reviews come directly unedited from Google Reviews.

Melanie Barker

Easiest mortgage renewal of all time. It makes things so much simpler when there’s a real and trusting relationship. Nicky is absolutely indispensable.

Jessie Ravenscroft

Had a wonderful experience and Nicky is absolutely fantastic. She brings so much experience and provides a really personal service, finding both the best rates and checking in regularly to ensure you understand the process. She made the whole mortgage process so easy and unstressful for me, I could not recommend more!

shenaz Miah

Fantastic service
Nicky is highly professional. She has been helping me with my buy to let purchases and remortgages for many years and always goes the extra mile. Nicky always finds a solution and is there every step, even when her role is finished, she aids in and ensures swift solicitor action. Thankyou Nicky. You make the mortgaging process so much easier!

James Taylor

Nicky was brilliant with arranging a new mortgage rate, making sure everything was done at the earliest opportunity to take advantage of rate drops where possible.

Very clear communication of exactly what was required made the whole process seamless.

Highly recommend!

Winifred Egyir

She's very good in communication and also hard worker, very helpful.

Gan Kaurn

i'm working with Mel more than 13 years for all my BTL mortgages need and she always take care of every aspect to smooth complete.

MARK PEARSON

Really helpful and found me the best deal, so much easier than going through the estate agent brokers ...

rikesh mandalia

Exceptional service from Nicky, as always.

We’ve been working with Nicky since 2020, and on every occasion when our mortgage has come up for renewal, she has taken great care of us.

We recently completed our remortgage, and Nicky went above and beyond, monitoring rates closely and promptly letting us know when they dropped, ensuring we benefited from the best possible deal.

She’s always available to answer questions, provide guidance, and liaise as needed to make sure everything runs smoothly.

We honestly can’t thank Nicky enough for her continued support.

Best regards,

Rik

Sara Mantovani

My partner and I are first time buyers and Nicky has been absolutely amazing to us. Always available to answer my many questions and reassure us. Definitely recommend going with Fuse Financial if you’re planning on buying a house.

Daniel Smith

I honestly can't thank Nicky at Fuse Financial Ltd enough! She helped me secure a shared ownership mortgage during a really difficult time, and her support was nothing short of incredible. From day one, she was responsive, knowledgeable, and genuinely cared about helping me get the best possible outcome.

The process was far from straightforward, but Nicky handled every hurdle with professionalism and a calm, can-do attitude that made all the difference. She kept me informed every step of the way and always went the extra mile to make things happen—even when it looked like the odds were stacked against me.

Thanks to her, I’m now in my new home, and I truly couldn’t have done it without her. If you're looking for someone who knows their stuff and will actually go the distance for you, Nicky is the one. Highly, highly recommend!