Mortgages
More homeowners with longer mortgages
Rising mortgage rates have pushed homeowners to take out longer mortgages, with a fifth of first-time buyers (FTBs) in 2023 opting for mortgages with terms of 35 years or more.…
Budget overlooks first-time buyers
It was a disappointing Spring Budget for anyone looking to get onto the housing ladder. There was a distinct lack of announcements concerning Lifetime ISAs (contrary to expectations), no replacement…
Sellers hit the ground running in 2024
Eager home sellers got the year off to a good start before it had even begun, with over 10,000 properties put up for sale on Boxing Day 2023 – the…
Are interest rates about to plummet?
Having barely shifted since last autumn, many analysts expect that interest rates may start edging down. What will that mean for mortgage borrowers and anyone looking to remortgage? Time for…
When will the Bank Rate go down in 2024?
Some leading experts have suggested that the Bank of England (BoE) could be forced to bring forward its first planned interest rate cut sooner rather than later in 2024 if…
Positive start to the new year!
New year and lenders are already racing to slash rates. This may suggest that the somewhat lethargic property market is ramping up for a strong 2024. However, the UK mortgage…
100% Mortgages are back!
Track Record Mortgage for First Time Buyers… For too long, deposits have held back renters from becoming homeowners. With house prices and the cost of living rising, how can people…
